Terms and Conditions
Effective date: May 27, 2026
1. Acceptance of Terms
By accessing this website and submitting any form, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this site.
2. Services Described
Stillwater Risk Management provides insurance quote assistance through its own licensed agents. Quote requests submitted on this site are handled by Stillwater Risk Management's staff, who prepare quotes and place coverage on your behalf. We do not sell, refer, or pass your request to third-party lead buyers or marketing partners.
3. SMS Messaging Terms
By opting in via our web form, you consent to receive SMS text messages from Stillwater Risk Management regarding your insurance quote request and related services.
- Message frequency: Varies based on your inquiry; typically 2–6 messages per request.
- Message and data rates may apply depending on your carrier plan.
- To opt out: Reply STOP to any message at any time. You will receive one confirmation message and no further SMS will be sent.
- For help: Reply HELP or contact us at the address in our Privacy Policy.
- Consent to receive SMS is not required as a condition of any purchase or service.
- Supported carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, Boost, and other major US carriers. Carrier liability is not assumed.
4. No Warranty
This website and all information provided are offered "as is" without warranty of any kind. We make no representations regarding the accuracy, completeness, or suitability of any information for any purpose.
5. Limitation of Liability
Stillwater Risk Management shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein.
6. Intellectual Property
All content on this website, including text, graphics, and design, is the property of Stillwater Risk Management and may not be reproduced without express written permission.
7. Governing Law
These Terms shall be governed by the laws of the State of Texas, without regard to conflict of law provisions. Any disputes shall be resolved in the courts of Bexar County, Texas.
8. Changes to These Terms
We reserve the right to update these Terms at any time. Continued use of the site after changes constitutes acceptance of the revised Terms.
9. Contact
Stillwater Risk Management
14855 Blanco Rd, Ste 412, San Antonio, TX 78216
Email: privacy@stillwaterrisk.com